Is your credit score a concern when borrowing money?

Homeowners, do you turn to credit to help make ends meet?

Could a second charge loan could help you?

It is an increasingly popular solution as those credit agreements can quickly add up – and monthly repayments could start getting out of control as a result. With these extremely hard and strange times we are living in more stress is just what we all do not need.

Why not consolidate?

Turning debts into a single, more affordable monthly payment could make a huge difference to your finances, and with loan rates so low, it could be a great time to give this idea serious consideration.

A second charge loan may be the answer

According to the latest research, the ongoing cuts to secured loan pricing mean that customers who switch or take out a new loan today can save hundreds of pounds over the term of their agreement.

This is largely thanks to intense competition between providers. Quite simply, lenders want you to come to them for your borrowing needs as they’ll earn interest from you, and they’re willing to lower their rates in order to secure your business. So why not take advantage?

Your monthly repayments could be far lower by consolidating your credit cards, for example. You may even want to consider taking out a new low-rate loan to replace a current one which may be far too expensive.

Please remember before you decide seek professional independent advice as this WILL NOT suit every situation.

Can we help?

If you would like to review your current loans and require more information how a second charge loan could help you please get in touch.