Answer the 3 questions to see if you qualify for a Second Charge Loan…


You qualify for our lowest rates.

Please supply your contact details to find out more.

Welcome to Second Charge Loans, our goal is to bring simplicity and clarity to the mortgage market

Second Charge Loans

By following the three simple steps above you can quickly determine your eligibility for Second Charge lending. We aim to confirm your ability to raise finance as a 2nd charge against your property with the minimum of fuss, time, and inconvenience to you.

By answering three vital questions you will determine the type of finance available to you, if you wish to then find out more about the 2nd charge scheme deemed most appropriate for your circumstances you need only supply three more pieces of information to allow us to contact you.

We have second charge loans available up to 95% of the value of your residential property, and up to 85% as a 2nd charge against a Buy to Let property. There are 2nd mortgage schemes are available for both employed or self-employed applicants, we even have schemes that will utilise pension income and some state benefits.

Second Charge Loans Approved